Did you know you have a one in five chance of becoming disabled? * A serious illness or injury can not only affect your health, it can seriously impact your ability to work and meet your family's living expenses.

Long Term Income Insurance is coverage that pays a monthly sum to cover your expenses if you were to become disabled. If you are the primary wage earner, and are no longer able to support your household the financial impact could be devastating.

With disability income insurance, you can avoid depleting the savings you may have accumulated for your retirement.

* Source: U.S. Census Bureau

If you were to become sick or disabled tomorrow and unable to work for two or three months, do you have enough savings to cover your living expenses during that time?

Even a brief disability can seriously impact your finances. Without income protection, you can find yourself quickly exhausting your emergency funds as well as needing to dip into your investments.

Short Term Disability insurance provides you with income protection against disabilities resulting from a covered physical disease, injury, pregnancy or mental disorder. Short-term Disability insurance helps insure a continued flow of income, so you aren't faced with a mountain of unpaid bills.